Terms and Conditions for Use of the Website
Welcome to loanindeed.com (hereinafter referred to as the “Platform”). As a user (hereinafter referred to as “User” or “You”) of this Platform, you understand that LoanIndeed provides access to various financial products including but not limited to personal loans, business loans, credit cards, insurance, and other financial offerings facilitated through our partner financial institutions.
By using the Platform, you agree that you have read, understood, and accepted these Terms and Conditions, along with our Privacy Policy. If you do not agree with any part of these Terms, please discontinue your use of the Platform immediately.
1. General
LoanIndeed is a digital marketplace that facilitates access between Users and financial institutions such as Banks and NBFCs (Non-Banking Financial Companies). The final decision regarding approval of any financial product rests solely with the respective financial partner.
LoanIndeed does not provide financial services on its own. We are not registered with the Reserve Bank of India as a financial institution, nor are we a bank, NBFC, deposit-taking company, or an investment scheme operator under Indian law.
In order to use the Platform’s services, you may need to provide specific personal and financial details. Our representatives may reach out to you via phone or email to better understand your needs.
Services Offered Include:
- Facilitating loans and credit cards from partner financial institutions.
- Assisting with insurance products from third-party providers.
- Providing credit score and credit report retrieval through authorized agents.
- Offering financial analysis based on user data, including bank SMS data and third-party integrations.
- Creating social scores based on your public social media accounts (LinkedIn, Twitter, Facebook, etc.), if linked to your profile.
If your number is registered under DND (Do Not Disturb), you agree to take necessary steps to allow communication from us for service-related calls, which are initiated upon your request.
We may share your information with our partners to provide the services and run credit checks to secure the best available offers, in accordance with our Privacy Policy.
2. Eligibility
By using the Platform, you confirm that you are at least 18 years old and legally eligible to enter into a contract under Indian law. If at any point it is found that you are underage or have breached any Terms, LoanIndeed reserves the right to suspend or terminate your account without prior notice.
3. Acceptance of Terms
Your continued use of the Platform indicates your acceptance of these Terms and Conditions. We reserve the right to modify or update these Terms at any time without prior notice. Please review them periodically to stay informed of any changes.
4. User Account
To access certain features, you will need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Ensure your information is accurate and up to date. Notify us immediately at info@loanindeed.com or support@loanindeed.com in case of unauthorized access or changes to your details.
Deleting the Platform or uninstalling the mobile application does not withdraw the consents you’ve given. If you wish to revoke all consents and have your data deleted, you may request the same via email.
5. Privacy
Your use of the Platform is governed by our Privacy Policy, which outlines how we collect, use, store, and share your personal information. Please review it at /privacy-policy.
6. License and Access
LoanIndeed grants you a limited, non-exclusive, non-transferable license to access and use the Platform for personal purposes. You may not copy, download, or modify any part of the Platform without our written consent. Any unauthorized use will terminate your access.
7. Monitoring
LoanIndeed reserves the right to monitor the Platform and user activity for compliance with the Terms. We may remove any content that violates these Terms or applicable law and may share information with authorities if legally required.
8. Service Suspension
LoanIndeed reserves the right to suspend or discontinue services at any time without prior notice. Your rights to access the Platform will cease immediately upon such termination.
9. Limitation of Liability
To the fullest extent permitted by law, LoanIndeed and its partners disclaim all liability for any direct or indirect damages, including lost profits, data loss, or service interruptions. We are not responsible for the products or decisions of financial institutions listed on the Platform.
The Platform and services are provided on an “as-is” and “as-available” basis and we do not guarantee accuracy, reliability, or uninterrupted access. Use the Platform at your own risk.
10. Indemnity
You agree to indemnify and hold LoanIndeed, its officers, employees, and affiliates harmless from any claims, liabilities, damages, or expenses arising from your use of the Platform, violation of these Terms, or infringement of any rights of a third party.
11. Third-Party Links
The Platform may contain links to third-party websites or advertisements. These are provided for convenience only. We do not endorse or take responsibility for any content or services provided by such external websites.
12. Acknowledgement
You acknowledge that LoanIndeed only facilitates access to financial products and is not involved in granting or managing those products. We are not responsible for any disputes or issues arising between you and financial institutions.
13. Governing Law
These Terms and your use of the Platform are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Delhi, India.
14. Grievances
If you have any concerns, complaints, or feedback regarding our services, you may contact our Grievance Officer at:
Grievance Officer
Email: info@loanindeed.com
