Get a ₹10 Lakh Personal Loan with Quick Approval
A Rs. 10 lakh Personal Loan is understood as an unsecured loan, as you don't need to pledge any collateral to avail of it. Such a feature makes it a lucrative option for borrowers who might not have assets to use as security. Such a loan amount has zero restrictions on its usage. In addition, lenders usually prefer to approve personal loans to applicants having EMI/NMI ratio of up to 50-55%. Another factors that would considerably influence the loan approval process include the credit score, occupation as well as the employer’s profile.
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Overview
Types of Personal Loans
Personal Loan for Salaried Employees
Just state your salary in the past 3 months, and the money will be credited to your bank account in 24 hours.
Personal Loan for Women
We believe in empowering women. That’s why women in Noida can borrow loans at the best rate of interest with Flexi Loan.
Personal Loan for Government Employees
Government employees are the most preferred candidates on the loan application priority list. Apply now and get approval within 24 hours.
Personal Loan for Education
Don’t let your low income affect your child’s education. Apply for a personal loan for educational purposes to get instant funds within 24 hours and let him/her study at the dream college.
Personal Loan for Doctors
LoansJagat helps doctors in times of need with personal loans at guaranteed lowest interest rates starting at 10.55%.
Personal Loan for Travel
Why wait for that monthly pay cheque to take a trip to your dream destination? Just apply for a personal loan to travel with us.
Personal Loan for Wedding
Don’t wait for years to have an amazing wedding. Apply for the loan now, and plan your wedding without worrying about expenses.
Personal Loan for Home Renovation
Don’t think twice to renovate, repair, or expand your home this festive season. Apply for a loan to make your home brand new.
Personal Loan for Debt Consolidation
Why are you paying multiple EMIs for multiple loans? Apply for a personal loan for debt consolidation and pay just 1 EMI/month.
Personal Loan for Overdraft Needs
Apply for an overdraft EMI-free loan even if you have 0 balance in your bank account. This will be your emergency fund, and you have to pay just interest on the used loan amount.
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Features & Benefits
Get a ₹10 Lakh Personal Loan with Quick Approval Loanindeed
Features & Benefits
Eligibility Criteria for Get a ₹10 Lakh Personal Loan with Quick Approval
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AgeAbove 23 years and below 58 years
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Required Documents
Any of the following
- Passport
- Voter ID
- Driving License
- Aadhar Card (Mandatory)
- Pan card (Mandatory)
- Salary Slips ( Last 3 months)
- Salary A/c Bank statement ( Last 3 months)
Mandatory
How to Apply
Loanindeed is a platform to offer 5 lakh personal loan quickly and efficiently without having a difficult application process. Our aim is to offer a hassle-free process so that no one has to wait for their dream to become a possibility. Apply for a loan right away!
- Scroll Up. Fill in the basic details about your name, number, and work profile.
- Fill in your personal details. For example, your email, company name, and DOB.
- Mention your credit score, PAN number, and salary-related information.
- Compare the offers from 20+ banks and NBFCs before applying for loans.
- Organise all the documents, like the Aadhaar Card, PAN Card, residential proof, KYC details, and past 3 months' bank account statement. Submit these documents when needed.
- After successful document verification, your loan will be approved and money will be credited to your bank account.
Tips to Avoid Loan Rejection
Tips to Avoid Loan Rejection
The following guidelines assist in improving the chances of loan approval to avoid the possibility of rejection of 5 lakh personal loan.
1. CIBIL Score Above 650
You have a high chance of loan approval if your CIBIL score is more than 650. So, try to increase your credit score to match this number. You have a high chance of loan approval if your CIBIL score is more than 650. So, try to increase your credit score to match this number.
2. Lower Debt-To-Income Ratio
If you majorly depend on your credit card, even after spending your monthly income, then the chances of loan approval are low.
3. Clear Existing Debts
Try to stay clear of all the outstanding debt. If you repay your loans timely, then banks will prefer to lend more loans to you.
4. Provide Verified Information
Don’t lie about your information over the tele-verification process. If found not true with supporting documents, the chances of rejection increase.
5. Stable Employment
Try to have a stable job for at least 1 year before applying for a loan. This will help you have more chances of loan application approval.
6. Credit Report of Last 6 Months
When you are planning to apply for a loan, make sure that your credit history of the last 6 months is up to the mark.
7. Timely EMI Repayments
If you pay your loan EMI on the due date/month. Then your credit score will boost instantly. This will guarantee instant loan approval.
8. Don’t Engage in Paid Fantasy Gaming Apps
Avoid getting addicted to betting on paid fantasy gaming apps like Dream 11, Ludo, Poker, etc. Remember, there is no shortcut to long-term wealth.
9. Clean Salary Bank Account Statement
Do not engage in external transactions on major stockbroking platforms. Try to keep a clean transaction history of your salary bank account.
10. Average Bank Balance
Investing in derivative products like Future and Options (F&O) trading is a very risky scenario if you are planning to avoid loan rejection.
11. Multiple F&O Transactions in the Stock Market
If you can retain 25% of your monthly income as savings in your bank account, then banks will prefer to approve your loan application.
Got Questions? We’ve Got Answers!
Explore some of the most common questions about our Loanindeed. If you don’t find what you’re looking for, our team is always here to help!
Who can apply for a ₹10 Lakh personal loan?
Anyone meeting the lender’s eligibility criteria—typically salaried or self-employed individuals with a stable income and good credit score—can apply.
What is the minimum credit score required?
Most lenders prefer a credit score of 700 or above. A higher score increases your chances of approval and getting better interest rates.
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